Why Boat & RV Coverage Matters

Insurance coverage is about protecting the life you’ve worked hard to build and the adventures you dream of taking. Whether you’re coasting across the lake on a sunny day or exploring the open road in your RV, your boat, or vehicle, it’s a part of how we enjoy the adventures of life.

Too often, people assume their standard homeowners or auto policies will fully cover their boat or RV. Unfortunately, that’s rarely the case. Specialized coverage is designed to protect these unique investments, giving you peace of mind wherever your travels take you.

Boat and RV insurance can help:

• Protect your investment – Boats and RVs can be expensive to repair or replace. The right policy helps protect against theft, storm damage, and more.

• Cover liability risks – If someone gets hurt or property is damaged due to your boat or RV, liability coverage can help protect your monetary future.

Coverage can vary widely. Some policies offer cash value (depreciated value) for a total loss, while others provide agreed-value coverage that pays out a set amount. Knowing the difference can make all the difference when the unexpected happens.

Extensive coverage can protect you from fire, vandalism, and weather-related damages. Many policies also include personal property coverage for items kept inside your RV or boat. Some policies offer roadside or on-water assistance, as well as coverage for attached accessories such as awnings, fishing gear, and satellite systems.

At Gooding Brown & Company, we’re here to guide you toward the best protection for you and your family. Stop by our office or give us a call. We’ll walk you through your options and help you find the ideal coverage to keep your adventures going strong!